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if you hold the stock in an IRA/401K, you will not get that 15% back.
of course not since they do not withhold it.that would be neat, to get back 15% which was not withheld.
New question: Many brokerage firms will reinvest your dividends...at market price. Will the the 5% discount be automatic, or does it have to be applied for thru ERF??
If you hold it in IRA, 15% are not deducted by Canadian Government in first place