Have FSICX for over 10 years and no complains. I constantly reinvest the dividend and made some good money. Up Down I don't care. I sleep good with this fund. You can go and chase the newest trend, fund, sell, buy.... just my 2 cents
FSICX is a better choice. It is a multisector fund. They change their strategy to what is going on in the bond market. Returns have been great 1,3,5 and 10 years. that being said their is risk when you get returns from bond funds like this.