Since all the posters here seem to have good opinions, let me know what you think about Pelican Financial (PFI). It's a small bank that had a great fourth quarter but it's being ignored due to a low stock price. It is currently trading at $5.72, and it has a dividend approaching a 3% yield. All the fundamentals look good - low P/E, earnings growth, etc. What do you guys think? I'm considering investing since I've done very well with these community banks over the past 5 -6 years.