It cut my post off. You posted that the husband lost his job and the lady was on her parents insurance. You sound as if your mad that someone has insurance that covers their health care. Thats a good thing. You also said that the costs will be spread out to all the others. Yes it is. That is the basis that insurance is built on. That way people who need it use it and the cost do not destroy a family that has to have medical care. You sound like a very bitter person.