Data now obtainable from HealthCare.gov show there are 78,437 variations of health plans throughout the 36 states covered under the federal government’s troubled web site, ranging from a bare-bones policy going for $81.34 a month in Kansas for a 27-year-old, up to a so-called “gold” family plan with an HMO in Virginia costing $6,494.54 a month.
If you’re balking at that last figure, remember that it doesn’t include subsidies available under President Obama’s health-care overhaul. And if you’re the 27-year-old who doesn’t want to fork over the $81.34 a month for coverage, those subsidies may make it nearly free of charge, depending on income. Maybe.
Prices are given for individuals ages 27 and 50, families, single-parent families, couples and children. Prices for the 14 states that are running their own exchanges and web sites, which also includes the District of Columbia, are not included.
On average, monthly premiums will cost $266.20 for 27-year-olds, $452.87 for 50-year-olds, $898.18 for families, $610.23 for single-parent families, $647.86 for a couple and $161.01 for a child. Those figures all are without subisidies.
So if you take more than 78,000 variations, combine that with income verification data needed to calculate subsidies and multiply that by 20 million unique users, it might explain why the Department of Health and
Human Services bit off more than it could chew with HealthCare.gov.