On the earlier post , the writer merely picked two points to show the worst or unchanged performance. No fund will always move higher. I bought HDPMX in April of 09 at about 10 - it is now 20. I bought then because my advisor Bob Brinker went positive in March of 09.I also own RPG an ETF. It is doing a little better than HDPMX but I try and diversify my holdings- something I have done for 40 years. Good Luck.