Rich, doing a little of both!! We have mutual funds that I switch around from emerging markets when they are getting all the good news then flip into Small/large cap when it switches along with some energy & precious metals funds...BUT I also buy individual stocks and TRY to buy and HOLD/flip as the $$$'s go green. I want to own CAT for many years maybe life but it does move up & down enough to make $$ while it grows.
TOOTH, did make me realize to watch the charts & technicals so been studying everything that I trust just dont want to slide in the red after being green!! We own CAT, CMI , & DE and feel ALL of these have great futures which can make my future better. BTW I am 42 dont use a broker manage our own portfolio's so it's becoming an addicting but I love it especially this message board!!!
I so thank ALL of you for your knowledge it is really helpful!!Good Luck to ALL!