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EZCORP, Inc. Message Board

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  • jacosa jacosa Sep 17, 2010 4:07 PM Flag

    Expect analyst estimate and price target upward revisions

    Well, with at least an interim boss at the Consumer Financial Protection Bureau, we ought to get a look at what the new regulatory landscape will be. It's a slam dunk that the banks are going to have to be honest about their fee-based small loan products (overdraft protection and its cousins). I expect that we'll hear some things about payday loans and car title loans, but nothing resembling the worst fears. I'll be surprised if pawn loans are even talked about any time soon.

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    • You are the first person I have ever heard to even suggest that pawn lending was on the agenda.Pawn lending is a very different product (not really a loan in nature) and not on the agenda for consumer protection.I still firmly believe that despite the increased oversight for payday lending, which is a small portion of Ezcorp's operations,that Ezcorp and similar operators will be very successful in satisfying the otherwise unmet needs of a growing cash strapped population who cannot access the retail banking system for credit.

 
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