Until they decide to change the corporate management of the Money side of the business, it will continue to be a drag on the overall performance of the stock. The prez of the money side needs to clean house in Austin.
The leadership seems to be a step behind. If you look at any new product they have offered, their competition has had out for at least a year. The first response to sub-standard results on the money side is always cut the hours of the people in the stores (those who can afford it the least) I have noticed lately, they have cut the hours the stores are open. With any company whose first thought to hit the numbers is to cut the hourly staff's income, turnover is high which creates problems over and over.