and found two potential candidates - LYG and BCS - which one would do better long term? I'm a newbee and I need advise.
You think you need "advise". You also need a dictionary.
I'm going w/ BCS for now.Bigger marcap, tad safer I think, plus this is thin trade by comparison here.LYG insurance bothers me too, have limited knowledge but bot some BCS.
Cant:What insurance business? I though LYG is a commercial bank like Bank of America.RR