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If you go to the company website you will find you will get less. It is a taxable event. You will pay VAT and fractional shares will go to Britians Heart fund.http://www.lloydsbankinggroup.com/media/pdfs/investors/2009/2009Dec14_LBG_Rights_Issue_Placement_Completion_US.pdf
NO NO NO!!!That is for UK (and in addition VAT is on services only if you are in the UK).