all of my UTS are down. . .hey 10 year is now paying 4.3%. . .if here for long term, no problem, because the higher long and short rates will kill the housing market, and hence the economy, so we could see a recession next year. . .on the other hand, if we have slower growth, then interest rates will not head up . . .perhaps a "Goldilocks" economy again. . .? comments?