All of this negative talk? You said( "that will hurt the housing market but will not help the savers (CD rate will remain low). When both prices of gold and oil tank, and US dollar/Yen ratio tanks, how long will take the stock market to crash? Right now, the chance of this market drop 4% or more in one single day before Jan. 2014 is") Yes, the moon could fall on us all and smash us? Buying PSEC is an investment! I must ask you just how short on PSEC are you today? Tell me, please Some of us like the risk with PSEC Why do you make us dought our investment?