There is something I just don't get about long-term investors. After all, this fund is a security and not a passbook savings account. Talk about recovery from the lows: BULL! Holding something to get even is not a game I want to play. There is such a thing as defining risk, and expecting your financial instrument to perform. NOW you get another opportunity to wait to get even. DOWN...9.3% since roughly the middle of April. The international area has been a mess. I just don't get it. This thing makes my passbook savings look look like a 20-bagger.