Cause Im a moron and just want a FAT commission for pretending you have a guarantee ???? Its GUARANTEED !!!!!!! Its SAFE !!! LMAO ... yep ... if you fkn die . I can get free trips too .PLEASE buy an annuity from me .... How pathetic is this sales force ??????LMAO LMAO LMAO Tom is away ... the rats will play .The St Pete Rolls Royce party was too funny . Tom would not be pleased .