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Maybe AF can't find a buyer who they think is good for them in the long term i.e. C, WB, WFC etc. AF probably wants no part of WM's problems.It would be nice to get 46+ in a takeover, but it appears that no one has made such an offer. AF has a scarcity value to its franchise. I predict a deal by the end of the year. Forward earnings, which should should be good even in a rising rate environment, will support the stock price in the interim. George is near retirement and does have an end game.