I'd like to see the NAV go to $6.00 but if you're reinvesting div's such as in an IRA one will be getting fewer shares because of the lower yield. Hopefully,you got into junk a year ago when the NAV's were ridiculously low and you could get a 10% yield. Then again if you had bought Ford a year ago at $1.86 or BAC at $3 you made a killing in stocks. However,a year ago everyone thought we were going into a depression and Treasuries were out of sight. It took a strong stomach and lots of "casino money" to buy stocks a year ago.