Have been watching this one for a few weeks now. Bought in at 7.25 and I will hold for a min of 13 weeks. I like the sector now as regional banks seem to be making a comeback as of late. The technicals look great to me as well as the fundamentals. I believe this one has a large upside that I think may begin in the short run. They have gotten rid of a large amount of bad debt and have substantially increased there loans outstanding. They are managing their costs well and I expect them to have a stellar earnings report next quarter. Time will tell but FCTY is my play for small regional banks.