All others that believe this board is ruined should not read this. I don't want to offend the rest of you. Mr. Nitefire came to this board bashing Valley and highlighting his choice, Commerce Bank. He has continually insulted Valley shareholders and therefore I would like to point out to him, and not the rest of you, that Valley is kicking Commerce's ass. Just one fact to support my conclusion is that Valley is trading about 3% below its all-time high while Commerce is trading about 2% above it's year low. So Nitefire, you are the fool. Enjoy your losses. You deserve them.