Losing over 100 million in one year is quite a bit for such a small bank. Doesn't look good for their long term survival. No income stream now they are not making suspect loans.
I have watched this bank for a few years now-I don't know how it can survive; I'm surprised it has lasted this long!!
look at there balance sheet they have a total debt of 40 million and 80 million in cash that is 40 million surplus bassed on their low outstanding float it is a 4 dollar stock. simple math shows no bankruptcy in their future.