Oh I absolutely agree with you on oil. High oil prices were the spark back in 2007 that started one hell of a fire. We are seeing it again now. The past 6 months have had high oil prices and look where we are now. There are always other factors, but oil prices are one of the few consistant ones. Inconsistant oil prices are the cause for poor consumer sentiment along with the volatile markets, but the two go hand in hand. NCT is where it's at and patience will prevail.