Thanks Dave. What is your opinion on the share price? Do you think that the yield will come down from 12+ to a around 10, therefore equating to a share price of $11 to $12 by this time next year or conversely if the qtrly div goes to .30 and yield stays at 12% SP will be in the $10 range? Your opinion is greatly appreciated as I also have a fairly large position and will be retiring in 2 to 3 yrs and will be relying on NCT for approx 35% of my div income. Thanks and GLTA longs.