You havent missed much... Basically it's the same old song and dance... fear is driving this market. Just comes to say that it is impossible, although extraordinarily tempting to attempt to time the market.
Well, I'm still holding what I've got and collecting those divi's. I would add to my holdings if it wasn't for this long term downward trend. What do you think? Are we near the bottom or are we doomed to head much lower?
If you're speaking of UFCS, I'm not worried at all. In short: Read through the last 12 years of UFCS's annual report and financials. They've managed to increase book value over the years. I believe there was one particular year I wasn't fond of them raising capital.
Insurance market is going through a rough patch with tight underwriting margins but sit back and collect the rich dividends while you wait.