In one account I do, but in my IRA I keep a core holding of MTGE at about 80% of the value and the rest is all option play.
I have a spec house I built on the Wisconsin River in 2006 that is underwater mortgagely speaking. This is my attempt to salvage my investment: an endrun with a couple thou to see if I can't hit 100k by the end of the year when it goes to refi. My banker said to just give him the money on the loan. I started with 2175 April 3 and am up to 57xx and climbing today. I look for doublers+. YOu got a good soul, keep up the good work.