Guys look, CIM div was not real inticing (competitive) to begin with so the drop in div was the kiss of death. The real question is why is the DIV low compared to other MREITs? Lower leverage? Greater management fees (or read that NLY sapping profits)? Hedging strategy? Bottom line is if CIM yeild was comparable to what ARR, AGNC, CYS ... it would be right up there with the rest of them ... low risk factors would be a bonus.