I think that sometime between the 5th and 15th of July a new bottom for the past year to 13 months will be attained. Between now and then, the pps will not go back up to the $3.80+ range, but will likely see plus $.15, then new low possibly to near $ 3.10. Stock seems to hit lows in July after end of a lot of June 30 fiscal year ends take place. Also this year all the hype regarding the U.S. debt ceiling issue isn't helping either agency or non-agency holdings. We are in a high risk period. Buyers beware!