See my blog at http://www.theyuha-silver.blogspot.com I think CIM is safe and so do the insiders in the company, they just bought 200,000 shares recently. Make it one of your smaller holdings, AGNC would be a stronger investment. Always insure your REITs or any stock with silver and gold, gold may come down some though. I have the insider buy charts on my blog. Many insiders are buying into REITS now including CIM, RSO, IVR and others. I think in September the markets will recover.