Retirement can be a losing battle especially if you have no extra income beside Social Security. Grannybones recieve her extra income by investing in her big dividend stocks, Sure her stock goes up and down with the market but she in it for those secure dividends and she can always pass her money that in her growing portfolio to her children later on. Her stock that she added to her portfolio is stock ticker symbol (NRT) (WHX) (HTS) (FRO) (NAT) (MSB) (RWT) There no hurry to buy but never wait to buy when we have these great down market days. Can't beat the price or the dividends. Both (CMO) and (RWT) are expected to make a 30 percent increase in stock value by 2012. With the new rules real estate trust are actually showing some great profits and are giving back to the shareholders. Long term gas/oil dividend stock are always a great investment because China are driving cars these days not just bicycle anymore. Grannybones upgrades five stars! Frontline (FRO) is a screaming buy right now!