This has been discussed ad nauseum on the board and by WFC management. If you don't care to believe that fine. If you don't understand, didn't do the research and don't believe the people who did that WFC didn't do certain types of loans that got CountryWide and IndyMac in trouble, that's certainly negligent of you. If you can't avoid loaded terms like, 'come clean', 'honest admission', 'big show' and 'escape unharmed' that's certainly disingenuous of you.
Why don't you come clean, make an honest admission and tell us all that you're just another shortie saying whatever you think will work to talk the stock down?