Bull crap on use the credit card. My story: I have ordered clothes and other items via the online catalog for a long time. No problems. Ordered pants size 4 (3 pair)and they were obviously tagged incorrectly because they looked like a 14 or more. So I called. Filled out the RMA online and they assured me it would be credited. Returned them. Waited for the correct size to arrive. Called 3 times to check and they said that it was in process and to allow more time. 2 mos later called them and they said they never received them and that I should have insured the package and now would receive no credit. They were sent via the mail with their address label which included the order number and problem. Rest assured I wouldn't order their stuff EVER again. What a crock.