MXT came out today and said they should earn $2.65 to $2.70 a share this year. Put 20 times earnings and you get a stock in the mid. 50s. 20 X 2.70 and you get 54 stock price. Plus they are due to buy another card portfolio and when that happens you will get still higher earnings. These guys are no lightweights. Go with great management. Rock on.