920 was a deal with At&T. Verizon has 822 just like 920 different camera and a little smaller same processor. The camera is better than both the Iphone 4 & 5. The gps pinpointed my car parked next to a dumpster and I could see the actual dumpster in street view. Turn by turn voice navigation with a map program owned by Nokia that does not send you into a river or forest. Tmobile has their own lumia version. CNBC should correct to say carriers giving old lumia version phones away for free. I am long qqq hold app, Nok & Msft.