A bank's worse friend is deflation. This next time there will not be tbtf. If housing prices decline again....the bank's are highly leveraged. After my divorce and living alone, I study the financial market's, and from "The COT Report", the commercial's, so called "smart money" have been net buyer's, week to week, of silver, copper, and gold... but especially silver.
As a two term U.S. Navy Veteran... my Veteran's Administration home loan is currently "under water". Any honarably discharged United States military Veteran can get a near zero percent money down home loan if they are employed. I am though currently unemployed and just living from my saving's. Waiting like alot of folk's, near my age.. social security at 62. But will still seek work.