Vote Yes on question #3 on the proxy and let's get this pig sold!
HBNK can never be sufficiently profitable or efficient at its size.
It has never made above an annual 4% ROE!
Management's rationale for remaining independent was ridiculous?
Furthermore does a small bank like HBNK really need 11 directors?
Vote Yes on proxy question #3 and call or write management telling them you want HBNK sold asap!