No serious long here is worried about the move from $18.50 to $18.00. We understand the value proposition and the company's shareholder friendliness. WU prints money. It is printing money this year, it will print more next year, and it will print even more afterward. JP Morgan was late to the party - typical bankers - too busy making the big bucks at their London prop desk and breaching regulations worldwide, I guess. Better late than never.