they lowered guidance bc they understand how fragile the economy is. Better to set the bar low than too high and miss on earnings since beating earnings apparently means squat in this "market" lately with all that is going on. $0.35 dividend is all that you need to know here. If things were so bad, it would have been cut again to probably $.25. Debt is being paid off and SVU was profitable as compared to $1B loss same time last year. Its turning around faster than the US economy, but as we both know, that doesnt mean much right now. Kind of glad it is still under $9. Will be buying more all the way up to $10.