Inappropriate drop in price. Assets/Liabilities = 2.5. $12 cash for every $1 in debt. ROE 13%. Quart Earn Growth 32%. No shorts. Institutions did sell 34% in last quarter, but insiders sales last 6 months only 2% of total and a very high % of shares had been held by insiders and institutions/MF's. Drop seems to be due to institutions dumping--taking profits? Looks like a good buy at this time for short term or long term hold.