Why is it any type of scam? If it was properly financed years ago and politicians kept their hands out of the cookie jar to use the funds for their own agendas, the system would have run very smoothly. What do you want to do, give the funds to wall street to administer. Now there is a scam. Are pension funds fully funded? Is your 401k fully funded? Can you tell me where all the money went that caused us to give trillions in bailouts in 2007/2008. We don't even know where all the bailout money went or exactly how much it was? No one on this board can answer any of these questions, and that is why social security must stay the way it is and out of wall street hands. If you tell the politicians no to cuts in social security, they will find a way to keep it going with no problems. Otherwise out they go, and also their lobbyist friends too. People paid in with the expectation of a benefit. If they paid in expecting a benefit at 65, they should get it. I would like to see what would happen if the people voted out their benefits.The contract doesn't change mid field. That doesn't happen in corporate and that should not happen between the people and a government program. After all, they kept the reagan tax cuts at low levels despite insane spending and two of the longest and most expensive wars in american history.