US is Japan
We are definitely not Japan. Interest rates going up in the longer
scheme of things!
I hope not.
We are already closer, much closer, than I think we ought to be.
I hope you're wrong (I think--I also fear being right).
It's a great way to lock in a low interest rate before you actually close the deal. You might even think about borrowing before you even have a good credit score.
Lot's of wiggle room.