Thanks and that's the problem with Ireland - they should never have adopted the Euro. They aren't even geographically part of Europe - well barely. The made a mistake in so many ways about the Euro and now they are paying dearly for it as the Euro is falling like a rock. Sweden for example has vowed NEVER to adopt the Euro and they even put it in the Constitution. SEK will do just fine and they want to keep their economy intact!!!! Ireland has weakened itself with Euro association - a wekness far worse that their political estrangement from the UK. It is of note that IOM is one of the most staunch anti-euro areas - no they are not Irish (before you correct me in a boring way - your post is torpid by the way) but quite close. Your post is factual but it is does not answer any of the points raised by mine nor does it inform on the current or future state of AIB. You might want to do more research on this bank and come out with a really good encapsulation for us since you seem to have a handle at simplisitic factual regurgitation anyway. But having said that, it is always a more interesting read to get some interpretation of the "fact" or at the least commentary about how they might relate to the subject at hand which is the Irish financial system.