gold has collapsed. The yellow stuff has lost 20% of its value this year alone, and 34% over the past two years. Gold mining companies are gasping for air and metalheads are reducing to whimpering there’s a giant bankster conspiracy to screw them. Why be thankful? Because gold’s a proxy for fear, doubt, uncertainty and Plan B. When jobs are hatched, profits made and confidence rises, why buy rocks that pay neither interest nor dividends?