During the 4th quarter releasing meeting, analyst kept asking the M&A issue which Mr. Ng trying to direct into another way. The matter of the fact is, analysts are seeking clues on large Chinese bank coming to buy EWBC. They are currently a good candidate for Chinese bank, as well as banks like HSBC. As the housing market drying up in China, banks in China will have to seek expansion overseas. EWBC is no doubt one of the best candidate.