I have about 10% of my portfolio in DDT and actual Dillards bonds. I actually feel safer in Dillards than just about anything else I hold . Dillrds should be investment grade. I have been adding more DDT recently,but like you I want to be diversified-not all in one thing. I think 10-15% in Dillards bonds is a safe bet. And they are bonds and dont have the fluctuation the common has and 9% interest is pretty good,considering the company is doing great with prospects improving. I started buying when DDT was around $5-6 last year. What a great investment!!!