LC writes: "In fact, with the brazen rape of $84 MM in preneed funds in Fla. by SCI and Stewart last month..."
Hold on, Rape is a violent crime that has occured. An action is not a Rape until identifiable damage has occured.
You and I both agree that the withdrawal of the funds, which is perfectly legal under Florida law, is illadvised, is detremental to consumer confidence, has a likelyhood imperilling the funds, etc. But to label the act a rape is entirely inappropriate.
How about venting some of your outrage, I will join you, in the direction of the shortsighted idiots that allowed such a provision to get written into law in the first place. Some of them should be identifiable. You have contacts in Fla, Conex should be able to get you chaper and verse.
Even editorial license has it's constraints. The attempt to create crime, ie rape, out of your sincere and justifiable concern, is too far outside the limits of license.
And for those of you who do not know, I am not employed by SCI, nor Stewart, I am just a major fan of reasoned discussion and thoughtful conclusions. And, yes, I forget to be reasonable and thoughtful sometimes.
"Medicaid eligibility is the ONLY--the ONLY--time it makes any sense to prepay." LC
LC, as usual, in your haste "to be right", you misinform. Quickly consider just a few other reasons a person might wish to prepay.
1. You are Gay and your partner is by law not your legal next of kin, and your state law protects your right, as Washington State law does, to have your wishes fulfilled unless it is an undue hardship on your NOK. Pre-arranging and prepaying make infinite sense in this case.
2. You are alone, your assets are not overly liquid. You wish to spare your neighbor the hassle of paying for the funeral out of their pocket subject to later re-embursement.
3. You wish cremation, you feel your family has some reservations. You arrange and prepay, thereby giveing your wishes the protection, even if only moral protection, of a contractual arrangement that your family will likely respect.
4. Your spouse is a bit of an emotional scatterbrain, and you wish to spare your spouse the emotional stress of the arrangement and payment process. You pre-arrange and pre-pay. And answer to God for your less than charitable prejudgement of your spouse.
There are more, but I have to go to work, Please be a bit more careful of your use of ONLY and NEVER LC, they make it sound like you have not thought things though.
well said....and as you pointed out, there are many more...... i feel an obligation to present facts regarding pre need arrangements whenever mis-information, or, in some cases, outright lies are posted here and elsewhere....
some of what you say is right on the money, yet others lead me to believe you are too radical. As far as the future of the funeral biz - the internet will change it dramatically, prices will come down and many fueral homes will go out of business. Consumers will be the winners. I sort of see it to being similiar to the dairy farmers, the little family farms (that were not effiecient) went out of business. A leaner meaner funeral industry will emerge.
Memorial societies will still be for nerds though, I afraid to say... :)