I have been in this fund since 2007 and up 89% as of today. It has fallen but has done this in the past and rebounded over time. This is not a short term investment but a long term investment. Hope you find a better place that suits your needs.
p_marette look at the chart for FNMIX and if you put max you will see the trend since 2005. I got in in 2007 and have been very pleased with my returns. When the fund pays out long and short term capital gains it will drop in respect to the amount paid out but rebound back up during the year. The problem right now is the situation in Valenzuela I think I have contacted Fidelity in regards to this but have not been given an answer as to what is affecting the fund at this point in time. Good luck