As of 7:58 PM today (Oct 28), still no sign of the NLY dividend in my retirement account.
I have them do the reinvestment (unless you already have thousands of shares, you don't have enough to significantly reinvest yourself). For the four stocks I do this on, I have always been treated fairly, paying a stock price that was about the average of the day's high and low (day of dividend dist.), and NO commision charge or other fees. I expect to see this all in my account tomorrow (Friday, Oct 29).