They are unwinding debt in the banking industry. They want increased balanced sheets and increased loans. Counter measures to each other! Consumers have been decreasing their debt as well, slowly. This all could have been done with bankruptcy failures and the sales of assets instead of propping up bad decisions. Bush, Bernanke,Barack. . . . BAD on this score. Dislocations are politically unviable. Long term, shared suffering is what "they" want for us. Equal protection really sucks. It should mean a flat income tax. No corporate tax. Cap gains, MediCare, FICA etc are all the same for everyone. Oops! There is that SS cutoff at $102 K. So the FEDS cannot be clear, focused or tell the truth.