You a an embarrassment to the company. You should
grow up just a little. You act as if Allstate were the
Vatican or something. All big companies have made
mistakes and should not be above criticism. Why the need
to defend upper management and the BOD? You wouldn't
be Janice (used to be Whistle)would you? A sales VP
who breaks up a marriage is not the type of man? that
should be leading any company. Ed, Jerry and their $8
million a year sounds like a good reason to can 7 ROs and
all those faithful, hard working employees. Probably
could fund a great number of RO for that kind of money.
Oh well, can't expect Scientologists to show
Christian compassion and charity.
Yes, cheating , stealing and lies.
lot more going on behind the curtain than the Wiz
wants us to know.
The corporate spin doctors can't
answer any question honestly. Hell, we can't even get an
honest answer on what happened to our so-called
upward-communication surveys (QLMS).
Yes they are sucking us dry.
Our top (br)ass(es)can't decide if we are employees
or independent contractors. The hardest working guy
I know is up 10% in policy count (good for the
company) but down 20+% in personal income because he had
to hire so many people to get to there and keep the
Nazis off his butt.
But all this aside, HOW DO YOU
KNOW THAT ANY OTHER COMPANY WOULD BE TREATING YOUR
CASE ANY DIFFERENTLY. This may come as a suprise to
you, but there are definitions of injury, and limits
to payment including the ones in the contract you
signed for. Is it fair to single out Allsnakes when
readers don't have all the facts here about your
misfortune? What do you deem a "reasonable" settlement? Is
there even such a thing as resonable against some jerk
alcoholic that has caused you pain?
Don't get me wrong
please. Every agent here (and even a few managers) hurt
for you. But in my experience over 10 years, Allsnake
has treated my people extremely well, even in the
most horrible claims, very slowly sometimes, but very
well in the end. I could tell hundreds of good things
that I've seen, but now I can't believe what is
Life is a bitch sometimes.
Sometimes we are hurt
by horrible things. Unfortunately sometimes those
horrible things are not from natural disasters or a lapse
of judgement but from horrible people. Sometimes we
just have to pick up and move on.
Hmm, maybe it is
time for me to find a new job after all.
you may think this is a forum for just
agent/management but what you think does not matter to anyone but
you. Actually it's a stock board. It's here to tell
people what this company is about. Cheating, Stealing
and Lies. The problem is in that dark room your being
stalked by the boogy man and he is going to suck you dry
and spit you out. Then management is going to pop
those parachutes and laugh at YOU all the way down to
the lobster by the pool.
Who am I am a loyal
Allstate policyholder that held policies for multiple
houses, cars, liabilty and life. Everything you could
possibly sell to secure a families future I had with
Allstate. After a terrible accident hit by a driver with
NVOL because of 10 DWLRUI that has left me totally
disabled and other members of my family destroyed.
Allstate refused to even come close to a reasonable
settlement, were not talking limits either. Now that they
have been sued and lost on multiple corporate legal
points that they brought up, a fair settlement
ispossible. But they stretched it out so long, 6 years by
now, that they have made my life already a living hell
much much worse. I depended on this company to be
there if the worst happened, I trusted (and paid) them
and when I needed them the most they played corporate
legal games, putting my accident set aside in the bank
gaining interest all the time at tax free I might add. So
I have learned, as a lot of other people have and
it seems the agents are learning, this company is
rotten in the core, does not care about it's clients and
will do anything-anything to squeeze a dollar, the
policyholders were first now it's the agents. So my advice and
experience to anyone who has this as your insurance company
better get another better company unless things change
fast. The reason I bought the insurance in the first
place was the excellent agent, I had large areas of
exposure that needed to be carefully covered, but once
this accident happened the agent is out of the loop
and is as surprised as I am at this situation. As for
you amistad I could care less about you as you do me,
but I care about the thousands who view this little
sand box everyday and never post and if I save one
person from suffering from this greedy company that trys
to steal everything it can, then I have helped. As
for your job, I hope your looking in the paper that
great stock price is your job dissipation light
count your blessings if you have 2.2 mil with
3400 pif. I have 4200pif with premium of 1.5!!! With 1
fulltime support staff we do not have much spare time. I
also open at 8am because that is what my customers
want and expect. apparently my small town is smaller
Sounds like your doing great with the premium
base you have to work with.
To answer your
posting, 3400 pif and 2.2 in earned premium. Not Texas and
not Nevada, but I wish our area had the competitive
posture that Las Vegas has!
Have you thought
about purchasing another agency? You could obtain an
SBA backed loan for 5-7 years and leverage the
renewal income from the book to add some more staff and
marketing power to your current book and the new book.
However, IRS will only allow a 15 year write off on the
acquired book. So budget properly for taxes if you go for
In the words of Dan Akroyd, "you ignorant
who are you?
You obviously have no understanding
of honesty, fairness, insurance, claims or anything
else facing the industry.
There is a lot more
going on here than your mind could possibly imagine.
You are largely swatting at flies in a dark-room.
Everything you say can be applied to every insurance company
in business, and more than half of what you say is
misguided and wrong. Why pick on Allsnake? Not that I'm
happy with them, but it's kind of like you're the
neighbor calling my brother stupid- that's MY job, I can
say he's an idiot but you're not allowed.
I feel that this is largely an agent/management
forum and you aren't really needed at this
From what I've read of other replies to your posts,
there are others that feel the same way.
So pick up
your Readers Digest "Family Lawyer Hints and Wisdom"
and go home please. You're boring me.
Have a nice day and don't forget to contact your agent
for a policy review. (And choose a deductible that
you can live with; an honest contractor won't try to
hide it in his estimate.)
I make it a practice to never tell someone it
can't be done, because you'll get run over by someone
who's doing it. Let me guess, you're agency is in
Texas, or maybe Las Vegas?
In states such as Texas
with competitive rates and high premiums I would hock
the farm and strive for growth.
details in your post it sounds like you have 2375
accounts and 2.7 million in premium. In many areas of the
country premiums are low but uncompetive. Iowa,
Minnesota, Wisconsin are examples.
My 2500 accounts
yield $1 million in premium, I have grown rapidly at
times, and will add 150 pif this year. Expense control
is an essential element in a low premium area. I
have a full time receptionist whose been with me for 8
years, she great but not licensed.
BTW I added
250 shares of ALL to my account today.
One who depends on another for support without
Leeches suck and suck and suck till all the blood is gone
and then leave- fat full and happy just like Allstate
management and their decisions on how to run a company
Does anyone know if MMIN "Market Management
Information Network" is still in existence and being
utilized? I worked on this project back for a year in
Mundelin, Il. back in 1995.
I'm no longer with the
company, but I'm just wondering.