The risk/reward is commensurate. Not sure about BKLN but FFRHX invests in higher quality paper paying less but is more stable. Also lack of leverage makes it more stable. Make a chart comparing FFRHX with PPR, JRO and VVR all of which yield more but are far more volatile. I own the last 3 mentioned. You pay your money and you take your choice. Believe BKLN will be in the lower yielding more stable group but need more time for a history to develop.