Bankruptcy not an option. I believe etrade wrote of most of this debt with the last 20 point slide. I believe this stock is valued at 7-9 dollars. It has 1000 new customers a day. Not too many business can say this. Banks get money from new accounts, they invest it off shore and make about 20% on their investments and only pay back 4.4. Hell you can get 10% off shore with as little as 300k. The more customers the more money comming in. They are making 150k plus for every million comming in..